The tourism industry is booming, with many new travels deals each year. It’s exciting to plan vacations to new places. Regardless of this travel boom, events such as flight cancellations, checked-in baggage loss, or medical emergencies can derail anyone’s travel plans. A single-trip online travel insurance policy is a simple way to ensure safety while on the road.
What exactly is single-trip travel insurance?
Single-trip travel insurance is one of the most popular insurance plans because it provides comprehensive coverage to the insured, whether abroad or at home. These plans are available for both domestic and international travel. Unlike in India, medical treatment costs in other countries are exorbitant. Even minor dental problems can cost a fortune.
Therefore, many people insist on getting international travel insurance. To avoid such incidents during an overseas trip, even if it is brief, it is critical to have a single-trip travel insurance policy in place. Travellers can also purchase a comprehensive plan for comprehensive coverage* against any loss or damage while on the road.
This type of policy is ideal for people who only travel occasionally. A single-trip travel insurance policy will suffice for infrequent travellers. Most insurance providers in India provide it. It protects against significant problems at low premium costs on the day of departure and upon return to India.
Why should you get single-trip travel insurance?
As the name implies, a single-trip travel insurance policy covers only one domestic or international trip. The policy will be in effect until the traveller returns home. Every insurance company has a limit on the number of days that can be counted as a single trip and easier travel claim procedure.
This is for up to 180 days; the number of days can vary depending on the insurer and the plan. A single-trip insurance plan is the ideal option if you only plan to take one or two vacations per year. However, multi-trip insurance is a wiser option if you plan to travel frequently because it saves* money and time spent purchasing the policy repeatedly.
Single trip travel insurance benefits –
Single-trip travel insurance coverage is one of the most popular insurance plans because it provides comprehensive coverage to the insured, whether abroad or at home. Consider the following benefits of a single-trip travel insurance policy:
-
Affordability of premiums:
Most travel insurance companies in India offer affordable international travel insurance plans with the necessary coverage due to the shorter duration and limited geographical scope. These plans can be purchased individually or as a family package.
-
Medical advantages*:
The insurer will cover the relevant medical expenses if you become ill abroad or are hospitalised due to an accident or other covered reason.
-
Customisable:
These policies include several optional benefits for a small fee.
Riders can, for example, obtain benefits such as home burglary insurance or adventure sports coverage.
-
Benefits from flights:
Whether due to an airline delay or cancellation, single-trip online travel insurance covers* various flight-related issues such as flight cancellation, hijacking, etc.
Coverage* provided by single-trip travel insurance –
- Coverage for trip cancellation and disruption
- Passport loss; assistance in obtaining a duplicate passport
- Medical expenses in the event of an emergency hospitalisation* or an accident
- Compensation for connecting flight delays (beyond 12 hours)
- Delay in the receipt of checked-in luggage (more than 12 hours)
- Coverage for home burglary while you are away
- Medical emergencies and political risks necessitate evacuation.
- Accidental demise on public transportation
- Emergency repatriation medical coverage
- Compassionate visit provision
- Dental emergency coverage
- Personal liability insurance
- Coverage for hijacking risks
‘Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.‘
All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply
(*Standard T&C apply )